Meet Our Lender

Enrique
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Enrique Montjoy

 954.376.9575

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Having a home you can truly call your own is a big step toward achieving your financial goals. I have the knowledge, experience and loan options that will get you there. I’m also flexible and creative enough to solve most of the complicated loan scenarios many other banks usually turn down. Whether you’re buying or refinancing, I will explain every detail of your home loan so you know exactly what you are getting into, keep things on track every step of the way so we never miss a deadline, and most importantly make sure you get to the closing table as quickly and efficiently as possible so you can have the most seamless and stress free mortgage experience.

At CrossCountry Mortgage, we can close traditional loan like Conventional, FHA and VA in as little as 14-days since we process, underwrite, and fund our loans in house. We also have many nontraditional loan products to meet all your needs:

-Home Equity Lines of Credit (HELOCs) that fund in as little as 5-days

-15% down payment loans with no PMI (normally PMI goes away only at 20% down)

-Down payment assistance grants of up to $6500 for first time buyers

-No income verification loans (great for self-employed individuals that many not necessarily show what they make on paper)

-Investor loans that qualify you based on the rental income the property generates rather than your personal income

 

-Foreign national loans for individuals that live outside of the USA

 

I look forward to earning your business with a higher level of service, faster turn times, and better loan options! Available 7-days a week 😊

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